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Retirement Income Sources

financial protection

Fixed Annuities

Are you looking for a reliable income source for your retirement years? Fixed annuities are a great retirement income strategy that can help protect your hard-earned savings and guarantee a reliable lifetime income, with no risk of loss.

You can have peace of mind knowing that your income is protected without ever investing in the market, growing at a steady and predictable rate, and will be a source of financial support for your loved ones once you pass away.

retirement income

Social Security

The main purpose of your Social Security is to make the most of your expected cumulative lifetime benefits. So does this mean you can start drawing on your Social Security benefits when you retire at 62?

Here’s a lesser-known fact: Social Security can replace up to 57% of a low-earning individual’s income. However, it only replaces 27% or even less of a high-earner’s income. We can help you optimize your Social Security strategy by delaying your benefits past your FRA up to age 70, which can help you earn more.

personal pension

Index Annuities

Indexed annuities, also known as fixed indexed annuities, are financial instruments that offer you benefits of both fixed annuities and variable annuities by offering you the minimum guaranteed interest rate along with an interest rate linked to the performance of a market index like Dow Jones.

Through index annuities, you can save up for retirement by turning your savings into an income stream throughout retirement. It can also be used as a savings vehicle allowing you to delay insurance pay-outs to the future.

Ask Us a Question

At Bobetich Retirement, we understand that everyone has a unique financial situation. We do not offer one-size-fits-all retirement planning options. For personalized financial planning, ask us a question, and our consultant will get in touch with you soon.